6-month deposit with increasing interest

Period BGN EUR USD

First two-monts

3% 3% 3%

Second two-months

6%

6%

4%

Third two-months

8%

8%

5%

At the end of each two-month period the deposit can be decreased without breaking of the deposit terms. Any other decrease before maturity on date different than the end of each two-month period is considered as a termination of the deposit contract. At the end of each two-month period the whole deposit can be terminated and the Depositor receives the whole amount of the interest accrued for the respective past periods.

In case of termination of the deposit under conditions different than those set forth in the previous paragraph, the Depositor receives the whole amount of the interest accrued for the past periods as well as the interest for the current period calculated at the interest rate applicable for the past preceding period. In case the deposit is terminated during the first two-month period of the deposit (i.e. before the end of the second month since the opening of the deposit) the Bank applies the interest rate for current accounts.

This promotional product provides you with higher profitability while keeping the opportunity for flexible management of your savings.

Cash transactions on maturity are free of charge.

Minimum balances for deposits 500 BGN/EUR/USD.

The promotion is valid for deposits opened till April 26, 2012 inclusive.

For more information about the products and the General Terms and Conditions of Bulgarian-American Credit Bank contact the offices or call us at 0700 144 88.

The deposits of individuals and legal entities, opened with the Bank, shall be guaranteed as per the regulations of the Law on Bank Deposit Guarantee.



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