Packages for micro, small and medium-sized businesses

  • Save up to 60% of your costs
  • Without account opening fees
  • Higher limit for depositing and withdrawing cash
  • Lower fee for depositing cash
  • Higher profitableness of the money in the current account – up to 0,40%
  • The Client is granted a discount of 1 monthly fee for prepaying the entire annual subscription fee
  • Free registration with the Virtual Bank
  • Free SMS when using E-TAN /operation registration through the VB/
  • Free issuance of a corporate debit card Visa Business Debit
  • Discount on the fees for reviewing application documents for ME/SME loans.
BACB Start

Micro enterprises / Agricultural producers

  • Up to 5 free of charge interbank transfers per month;
  • Unlimited number of cash deposits
          - Up to BGN 6 000 – BGN 1 over BGN 6 000 - 0.2%;
          - Up to EUR 3 000 – EUR 0.50 over EUR 3 000 - 0.2%
  • Unlimited number of cash withdrawals
          - Up to BGN 3 000 – BGN 1 over BGN 3 000 - 0.4%
          - Up to EUR 1 500 – EUR 1 over EUR 1 500 - 0.5%
  • RINGS Virtual Bank – BGN 9.
BACB Standard

Small enterprises / Production companies

  • Up to 10 free of charge interbank transfers per month
  • Unlimited number of cash deposits
          - Up to BGN 7 000 – BGN 1 over BGN 7 000 - 0.2%
          - Up to EUR 3 500 – EUR 0.50 over EUR 3 500 - 0.2%
  • Unlimited number of cash withdrawals
         - Up to BGN 4 000 – BGN 1 over BGN 4 000 - 0.4%
         - Up to EUR 2 000 – EUR 1 over EUR 2 000 - 0.5%
    RINGS Virtual Bank – BGN 8
BACB Potential

Wholesalers / Manufacturing and production companies

  • Up to 15 free of charge interbank transfers per month
  • Unlimited number of cash deposits
          - Up to BGN 8 000 – BGN 1 over BGN 8 000 - 0.2%
          - Up to EUR 4 000 – EUR 0.50 over EUR 4 000 - 0.2%
  • Unlimited number of cash withdrawals
          - Up to BGN 5 000 – BGN 1 over BGN 5 000 - 0.4%
          - Up to EUR 2 500 – EUR 1 over EUR 2 500 - 0.45%
  • RINGS Virtual Bank – BGN 7
BACB Transact
  • Incoming foreign currency: for the first 10 pc. within the month - free of charge.
  • Outgoing Payments through Virtual Bank:
          - Internal transfers - free of charge.
          - Outgoing transfers in BGN – BISERA - for the first 50 pc. within the month - free of charge.
          - Outgoing transfers in BGN – RINGS – for the first 10 pc. within the month - free of charge.
          - Outgoing transfers in foreign currency - for the first 10 pc. within the month - free of charge value 2 working days and next working day for for transfers in EUR to banks in EEA.
  • File for mass payment: Ordered by Virtual bank or electronically containing only inter-bank transfers via BISERA – 2 files without monthly fee;
  • Cash deposits:  according to the List of terms and conditions of the bank
  • Cash withdrawals – according to the List of terms and conditions of the bank