Investment loan for purchasing of agricultural land with financing up to 100%

You want to develop your farm?
You don’t want to depend on leaseholders?
You want flexible loan conditions?

Loan purpose: Investment loan for purchasing of agricultural land.

Borrowers: Agricultural producers or legal entities registered in CA, with main activity - agriculture

Валута: BGN; EUR

Maximum size: up to 2.5 times of the initially approved amount, but not more than BGN 500,000 (the equivalent in foreign currency)

Term: up to 60 months

Interest rate: LEONIA Plus / EURIBOR + margin depending on the loan risk.


  • Interest: Monthly on the payment due date.
  • Principal: The borrower must repay the yearly outstanding principal by three (3) equal consecutive installments.

Collateral: Mortgage over own agricultural land from 1st-10th category and / or other acceptable by the bank real estate..

For individual property or a group of contiguous properties under 50 acres. Price shall be determined in accordance with the standardized assessments adopted by the Bank.

Fees and commissions: According to the Tariff for fees and commissions of BACB AD applicable to legal entities.