Contactless international debit card MasterCard Gold

BACB International MasterCard Gold debit card offers the full functionality of a credit card. It provides a number of benefits and discounts, including:

  • You can make contactless payments;
  • BACB International MasterCard Gold is the first gold debit card in Bulgaria  providing all the operations of credit cards - hotel reservations, car rentals, airline tickets, etc .;
  • You get automatically a secure payment password for payments on the Internet;
  • With MasterCard Goldyou do not  pay issuance and maintenance fee, also there isno fee for payment for goods and services in Bulgaria and abroad as well as no charges for cash withdrawalsat BACB ATMs;
  • You can order online your  contactless MasterCard Standard debit card, by completing a Request for issuance in the Virtual Bank BACB Plus or by visiting any of the BACB offices;
  • On your wish you can get free card delivery  to an address specified by you or to the bank offices by a courier company;
  • You can get a secure payment PIN and password via SMS to your mobile phone which ensures even higher security;
  • Possibility for SMS notifications with each authorization;
  • With MasterCard Standard of the Bank, you can take the advantage Priceless Cities - the global platform for MasterCard, which offers unique experiences, privileged access to special events and attractive offers shopping in more than 40 cities , including Rome , New York, Paris , London, Munich and Dubai. Information valid for Bulgaria is available here , and more about the program itself can be found in the section FAQ 
  • Privileged access to VIP lounges at Sofia Airport and Vienna, valid for Mastercard Premium cards. Information is available here;
  • Special offers for BACB’ MasterCard GOLD cardholders.

The BACB international MasterCard Gold supports the contactless payment function. PayPass gives cardholders the opportunity  to buy goods and services for small amounts less than 25 BGN without the necessity of introducing a PIN or putting their signature on a POS terminal receipt. Cards are accepted in 210 countries and in more than 25 million retail outlets, as well as at more than 1 million ATM’s. You have access to your money 24/7 and apart from contactless payments, you can use all other standard procedures of debit cards – cash withdrawalsat ATM’s, paying at POS terminals and online payments. Online paymentsecurity is increased since our cards automatically receive a password for secure payments. MasterCard Gold is a symbol of prestige and has the full functionality of a credit card.The contactless MasterCard Gold debit card is the first gold debit card in Bulgaria performing all available credit card operations– hotel reservations, car rentals  and airplane ticket payment, etc. Additional advantage of our debit cards is the possibility of performing different operations through your card account at BACB branches– cash withdrawal, regular payments, transfers, etc.

What do you get?

A combination of convenience, speed, security and prestige; Free membership in Hertz #1 Club Gold, giving you guaranteed discounts and a higher class car in the international Hertz Car Hire in 147 countries and more than 8500 locations (register for free).


  • No issuance fee;
  • No charges for cash withdrawal at BACB ATMs;
  • No reissuance fee when the card expires;
  • No annual service fee for the first year;
  • No fees for payment of goods and services in Bulgaria and abroad;
  • No fees for online payments.

Who should use it?

The MasterCard Gold PayPass card is suitable for people, who prefer to use their own funds and benefit from all of credit card advantages. At the same time the card offers another convenience – contactless payments. Furthermore, MasterCard Gold is a symbol of prestige and gives the clients a sense of class and comfort.




5 years

Documents required:

  • Application for issuance of a debit card to individuals;
  • Personal ID card of the card holder (to apply at a branch of the bank)
  • Qualified digital signature (to apply online)

Password for secure payments over the Internet

BACB AD provides to all MasterCard holders the service for secure payments over the Internet through the MasterCard SecureCode programme, offering higher protection for payments over the Internet. All BACB cards are registered in the programme. For each transaction made by the cardholder, Borika AD generates and sends via free SMS a different combination of digits that is valid for the particular purchase within 15 minutes.

The entry of the 3D password is obligatory for traders, participating in the MasterCard SecureCode programme, but it is important for you to know that your card will also function smoothly with traders not yet involved in this programme.

Useful information

If your card is lost or stolen, please call+359 2 9702600 ; +359 2 8705149 to immediately block the card. The service is accessible 24 hours a day. BORICA- BANKSERVICE helpline of our Customer Service Department is available all year round 24 hours a day!