Standard deposit

Term: 1, 3, 6, 12, 24  months

Currency:  BGN, EUR, USD

Minimum balance: 500 BGN, EUR, USD

Interest rates:

Term of deposit  BGN EUR USD
  • 1 month
0.01 0.01 0.01
  • 3 months
0.05 0.05 0.05
  • 6 months
0.10 0.10 0.10
  • 12 months
0.15 0.15 0.15
  • 24 months
0.15 0.15 0.15


Interest accrual: On maturity date.

Depositing money: Deposits can be made on maturity. Depositing money on dates other that the day of maturity is considered as a termination of the deposit contract and conditions for terminations are applied as described below.

Withdrawal of money: Withdrawal of money can be made on maturity. Withdrawal on dates other than maturity is considered as termination and conditions for terminations are applied as described below.

At maturity: At maturity, the deposit is automatically renewed for the same term and the interest rate applied that is valid for the respective period and currency as applied to the date of renewal.

Termination: In case of termination before the term set, the interest rate applied is that valid for current accounts in the currency of the deposit for the real number of days.

Charges:  Cash transactions at maturity are free of commission. All other operations on/off the deposits are according to the List of terms and conditions of the bank.

Where and how to open: at the counters of BACB, through the Virtual bank BACB Plus.