Following the successfully completed certification projects with VISA and MasterCard, effective as of April 3, 2017 Bulgarian-American Credit Bank started issuing the newest and the most advanced contactless chip cards. The cards meet the latest security requirements of the international card organizations and provide numerous advantages and conveniences for the customers.

They provide the cardholders of BACB with the convenience to make contactless payments. They get automatic registration and a free 3D password for their secure payments over the Internet. Optionally, the customer can either receive their card for free by a courier at a pre-specified address, or take it from one of the bank’s offices.

The high security level is guaranteed also by the option of sending the PIN and the password for secure payments via SMS to a mobile phone. In addition, the user gets notified about each authorization.

A leading advantage of every BACB’s cardholder is that the debit cards, issued by BACB, are free of charge for their issuance and maintenance. There is no fee for payment of goods and services in retail outlets in the country and abroad, as well as no charge for withdrawal from all ATMs in Bulgaria.

The credit cards offer up to 50-day interest-free grace period for repayment of the debt (including cash withdrawals). BACB offers a cashback program on all credit cards of the bank - for private or business customers. With the cashback, any payment at POS for a product or service in a store or on the Internet, accumulates an amount that brings income to the clients.

BACB provides regular promotional offers and discounts at merchants to its cardholders. The bank organizes regularly lotteries and participation in promotions which provide different rewards for customers.