Dear customers,  

We would like to inform you that as of February 1, 2025, the Bank will apply changes as follows in:

• List of terms and conditions, applicable for Institutional customers
• List of terms and conditions, applicable for Individual customers

The changes are related to the termination of the provision of the Cash M service by Borica AD and accordingly BACB removes the fee for this service from its Tariff.

With this notification, BACB:

• fulfills its obligation under Art.62, para.1 of the Payment Services Act to inform the consumer-users with a two-month notice of upcoming changes to the Terms of the framework agreement.
• informs the consumer-users that it considers that they have accepted the changes to the Terms of the framework agreement (resp. in the Tariff and in the GTC, which constitute an integral part thereof), unless they notify the Bank in writing that they do not accept these changes before the date on which the changes come into force. In the event that a payment services user /consumer/ does not accept the changes, he has the right to terminate the framework agreement at any time before the date on which the changes come into force, without being liable for costs and compensation.

Best Regards,
BACB