In relation to the unsecured subordinated Notes issued by Bulgarian-American Credit Bank AD, structured to meet the Tier 2 capital requirements pursuant to Article 63 of Regulation (EU) No 575/2013 in the amount of EUR 15,000,000, ISIN BG2100017248, issued by “Bulgarian-American Credit Bank” and admitted to trading on regulated markets in two member states: (1) Official Market (Amtlicher Handel) of the Vienna Stock Exchange in the Republic of Austria and (2) "Bond Segment" of the BSE Main Market in the Republic of Bulgaria and in compliance with the requirements of art.100j (3) of POSA, Bulgarian-American Credit Bank chooses the Republic of Bulgaria as a “Member State of Origin” in the meaning of art. 100j (2) of POSA.

With this Notification BACB publicly discloses its member state of origin (Republic of Bulgaria). Pursuant to art. 100t (2) of POSA BACB will disclose the regulated information under POSA in Bulgarian and in English (as the customary language in the sphere of international finance).