Dear customers,

We would like to inform you that as of April 28, 2025, the Bank will apply changes in the Interest Rates Terms оf Bulgarian American Credit Bank AD. 

Interest rates on deposits of individuals are changing, as follows:

• Standard deposit
  - 12 months deposits in BGN and EUR: reduction with 0.05% (from 0.80% to 0.75%)
  - 24 months deposits in BGN and EUR: reduction with 0.05% (from 1.00% to 0.95%)
• Online deposit
  - 6 months deposits in BGN and EUR: reduction with 0.05% (from 1.10% to 1.05%)
  - 12 months deposits in BGN and EUR: reduction with 0.05% (from 1.15% to 1.10%)
  - 24 months deposits in BGN and EUR: reduction with 0.05% (from 1.50% to 1.45%)
• Flexible deposit
  - 12 months deposits in BGN and EUR: reduction with 0.05% (from 0.78% to 0.73%)
• Deposit with increasing interest
  deposits in BGN and EUR - interest rates have reduced:

	BGN / EUR
Periods of Deposit	till 27.04.2025 (incl.)	from 28.04.2025
First three-month period	0.20%	0.10%
Second three-month period	0.30%	0.30%
Third three-month period	0.50%	0.50%
Forth three-month period	0.70%	0.70%
Fifth three-month period	0.90%	0.90%
Sixth three-month period	1.10%	1.10%
Seventh three-month period	1.50%	1.30%
Eighth three-month period	2.50%	2.50%

Sincerely,
The BACB Team