In our hectic daily lives we strive to optimize both our time and costs. This is particularly valid when it comes to financial services. Bank cards have long been a part of our life and have become an indispensable convenience. Making a payment with your debit or credit card nowadays takes just a few seconds. Contactless and mobile payments are gaining popularity, while data protection systems are constantly improving.

No matter if they choose to use a physical, digitized card or a mobile wallet, people prefer using bank cards when paying even for small purchases, for example a cup of coffee, a newspaper or a public transport ticket. This is completely natural, since card payments are now faster, more convenient and more secure. The market abounds of various bank or non-bank card offers, along with campaigns promoting their use, but BACB's campaign has a cause.

Bulgarian-American Credit Bank now offers you an additional incentive when choosing your daily payment method. You can support the cause of raising the Bulgarian flag on a 111-meter-high pillar at the Rozhen fields, in the heart of the Rhodopes. You simply need to pay at a POS terminal using a BACB debit or credit card this April. For every transaction worth over BGN 50, BACB donates money for the construction of the Rozhen pillar - the highest flag in the European Union, which will leave a mark, a message and a legacy for the next generations, outlasting its time.

More transactions, more support. You simply use your BACB card and we make a donation.

The cards issued by BACB offer competitive terms and the highest security level when used on both physical and virtual devices. They ensure quick and easy payment.

The VISA debit card from the Bulgarian-American Credit Bank offers highly attractive terms:

• No issuance fee;
• No withdrawal fee at any BACB ATM;
• No reissue fee upon expiration;
• No card maintenance fee;
• No fee when paying for goods and services in commercial outlets in the country and abroad;
• No online payments fee.

You can order your contactless international Visa card online, or visit a BACB office at your convenience. If you wish, the card may be delivered to you by courier free of charge, at any address specified by you, or at the selected bank office.

The Visa Classic Debit payWave card is suitable for all who prefer quick payments and contactless cards. Clients who would enjoy the benefits offered by credit cards but still want to use their own funds instead of a loan, may also benefit from it.

BACB issues VISA credit cards for all who need a credit limit. These cards are a universal means of payment and a beneficial solution for those who need additional funds and want to take advantage of the interest-free 50-day grace period.

VISA credit cards from BACB are the preferred choice for their favorable terms:

• No issuance fee
• No reissue fee upon expiration
• No fee when paying for goods and services in commercial outlets in the country and abroad
• No online payments fee
• No need for collateral (unsecured credit limit);

Your BACB credit card allows you to participate in the bonus program for our loyal clients. The more you pay with your card, the more cashback you receive from the bank to your card. Each payment at a POS terminal for a product or service in a store or on the Internet generates you income each quarter.

You may digitize your debit or credit card with Apple Pay or Google Pay and enjoy fast and convenient contactless payments, securely and easily made using your smartphone at POS, in apps or online traders. Digitalization of our environment is rapidly growing and we enjoy the innovations that make our lives easier. Use them fully and support a Bulgarian cause this April