Dear customer,

We would like to inform you that as of March 03, 2026, the Bank will apply changes in the Interest Rates Terms of BULGARIAN AMERICAN CREDIT BANK AD.

Interest rates on the following types of deposits for individuals are changing:

• Deposit with increasing interest
  24-month deposit with increasing interest – interest rates in euro have changed

Interest rate period	EUR till March 03, 2026 (incl.)	EUR from March 04, 2026
First three-month period	0.10%	0.10%
Second three-month period	0.30%	0.30%
Third three-month period	0.50%	0.50%
Fourth three-month period	0.70%	0.70%
Fifth three-month period	0.90%	1.20%
Sixth three-month period	1.10%	1.50%
Seventh three-month period	1.30%	2.00%
Eighth three-month period	2.50%	2.50%

• Flexible deposit

Terms of deposit	EUR till March 03, 2026 (incl.)	EUR from March 04, 2026	USD till March 03, 2026 (incl.)	USD from March 04, 2026
6 months	0.68%	0.80%	0.95%	3.00%
12 months	0.73%	0.88%	1.45%	2.50%

Sincerely,
The BACB Team