Dear customers,

We would like to inform you that as of December 10, 2025, the Bank will apply changes in the Interest Rates Terms of BACB AD.

1/ The Savings-account scale for individual customers is changing, as follows:

• balance at the end of the day until December 10, 2025

Balance at the end of the day	BGN	EUR	USD
up to 20 000.00	0.01%	0.01%	0.01%
20 000.01 - 100 000	0.05%	0.05%	0.05%
over 100 000.01	0.10%	0.10%	0.07%

• balance at the end of the day as of December 10, 2025

Balance at the end of the day		BGN/EUR	USD
up to 20 000.00 BGN/USD	up to 10 000 EUR	0.01%	0.01%
20 000.01 - 100 000 BGN/USD	10 000.01 - 50 000 EUR	0.05%	0.05%
over 100 000.01 BGN/USD	over 50 000 EUR	0.10%	0.07%

2. The scale of Corporate current accounts with increasing interest for corporate customers is changing, as follows:

• balance at the end of the day until December 10, 2025

Balance at the end of the day	BGN	USD	EUR
до 50 000.00	0.10%	0.10%	0.10%
50 000.01 - 200 000.00	0.13%	0.13%	0.13%
200 000.01- 500 000.00	0.16%	0.16%	0.16%
над 500 000.01	0.20%	0.20%	0.20%

• balance at the end of the day as of December 10, 2025

Balance at the end of the day:		BGN/USD/EUR
up to 50 000.00 BGN/USD	up to 25 000 EUR	0.10%
50 000.01 - 200 000.00 BGN/USD	25 000.01 - 100 000 EUR	0.13%
200 000.01- 500 000.00 BGN/USD	100 000.01 - 250 000 EUR	0.16%
over 500 000.01 BGN/USD	over 250 000 EUR	0.20%

Sincerely,
The BACB Team