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  • High profitability
  • Diversity of deposits with various terms
  • All deposits can be conveniently opened, managed and closed online through the platform of the Virtual bank BACB Plus


1, 3, 6, 12 months



Minimum amount: 


Interest rates:

Term of deposit BGN EUR USD
1 month 0.01% 0.01% 0.10%
3 months 0.02% 0.02% 0.20%
6 months 0.10% 0.10% 0.40%
12 months 0.20% 0.20% 0.65%

Interest accrual

At maturity date


Deposits may be made on maturity date. Depositing money on other dates is considered deposit termination and conditions for terminations are applied as described below.


Withdrawal from the deposit is possible on the day of maturity. Withdrawal on dates other than maturity dates is considered as a termination of the deposit contract and conditions for terminations are applied as described below.

On maturity

On maturity, the deposit is automatically renewed for the same term and the interest rate applied is the same as the one applied to the respective term and currency on the date of renewal.


In case of termination before maturity, the interest rate applied is that valid for current accounts in the currency of the deposit for the real number of days.

Fees and commissions

Cash transactions on maturity are free of charge.  All other transactions on/off the deposit are charged according to BACB List of terms and conditions

Open a deposit 

At the counters of BACB, throughthe Virtual bank BACB Plus

The deposits of legal entities opened at BACB are guaranteed as per Bank Deposit Guarantee Law.