On February 16, 2016 the Bulgarian-American Credit Bank launched a Customer Loyalty Program "Cash back" for holders of BACB Visa Classic and Visa Gold credit cards.

The more the customers pay with their card, the more money they will get from the Bank as cash back on their credit card. Every payment at POS terminal for a product or a service in a store or on the Internet accumulates an amount that brings income. Every three months (reporting periods) the Bank accrues 0.5% on the entire amount accumulated and credits it to your credit card. An important condition for this is in the three reporting periods to have made total payments at POS terminal in the amount of:

• At least BGN 1 500 for Visa Classic cards and
• At least BGN 3 000 for Visa Gold cards.

Every month the bank will inform its cardholders what amount they have accumulated to date. In the event that they have accumulated the minimum amount for three months, they will receive information about the date by which they will get a bonus of 0.5% not only on the minimum but on the whole amount accumulated. The additional card also accumulates a bonus-bringing amount through payments at POS and on the Internet worldwide.

The amount of the bonus is recorded quarterly in the monthly statement on the credit card and can be used with the card for subsequent purchases.

All payments made both in the country and abroad are valid.

Withdrawals and transfers in cash, replenishment of account or card, betting, games of chance, deposited amounts exceeding the credit limit, transactions of reversal and credit refund type do not accumulate bonus-bringing amounts.

* Only credit cards of individuals participate in the program.

** The general rules of the program can be found here.