Transfers through BISERA6

Through the national payment system BISERA6, the Bank's customers can receive the following types of BGN transfers:

Instant payments in BGN Blink
  • Receipt: 24*7*365 only for  current accounts in BGN, savings deposit  accounts or loan/credit card repayment accounts from a Payment Service Provider (PSP) certified to send instant payments. Funds are available in the recipient's accounts upon their receipt. The payment is credited to the account with the value day of  the payment received
  • Maximum amount: BGN 30 000 set by BORICA AD, but each PSP may set lower sending and receiving limits
Bulk payments in BGN (Payment orders for credit transfer and Payment orders received from the budget accounts)
  • Receipt: from 0:00 a.m. to 8:00 p.m. on business days to any account, including foreign currency accounts*. Funds are available in the recipient's account upon their receipt. The payment is credited to the account with the value day of  the payment received
  • Maximum amount; BGN 999 999 999.99

Transfers through RINGS

  • Receipt: from 8:00 a.m. to 4:00 p.m. on business days on any account, including foreign currency accounts*. Funds are available in the recipient's account upon their receipt
  • Maximum amount; without limitation

Intra-bank transfers

Transfer between  accounts held within the Bank, including to accounts in foreign currency*. Funds are available in the recipient's account when the transfer is executed.

Fees and commissions

The Bank does not apply fees and commissions to recipients of BGN payments.

*In case of a receipt of a BGN transfer to a foreign currency account, the amount of the transfer is converted at the Bank's exchange rate applicable at the time when  the transaction is executed.