VISA Gold Revolving Gold Credit Card is a convenient and cost-effective payment instrument with a higher credit limit than standard credit cards
Benefits
- Up to 50 days grace period for interest-free debt payment
- Cntactless payments
- Greater security for online payments thanks to Verified by VISA (VbV) secure payment automatic registration
- No issuance fee
- No reissuance fee upon card expiry
- No fee for payment of goods and services in Bulgaria and abroad
- No fee for online payments
- No collateral (credit limit without collateral)
- No solvency assessment for issuing VISA Classic card (pledge of financial assets)
- Free card delivery to your address or to a BACB office
- Optional SMS with secure payment PIN and password for even greater security
VISA Gold is a higher class revolving credit card that can be used worldwide for a variety of card transactions. This card allows you to make online payments fast and easy, to shop at POS terminals in Bulgaria and around the world, and to make online reservations via e-mail or phone. BACB International VISA Gold revolving credit supports the contactless payment function (PayWave). PayWave allows cardholders to purchase goods and services for less than 100 BGN without a PIN or a signature on a POS terminal receipt. The card provides maximum protection against abuse, guaranteed by chip technology. BACB VISA Gold credit cards offer high level of security for online payments, since BACB cards automatically receive a password for secure online payments.
What is it suitable for
VISA Gold is a symbol of prestige, comfort and secure payments.
VISA Gold is suitable for people who make non-cash card transactions, require higher payment limits and want to have a secure and convenient global payment method
VISA Gold is suitable for everyone who wants to use it as a universal payment instrument and for those who want to benefit from the interest-free 50-day grace period.
Currency :
BGN, EUR, USD
Validity:
3 years
Parameters
- Credit limit - from 5 001 BGN to 20 000 BGN
- Up to 50 days interest-free grace period if the entire debt is paid within this period
- Optional SMS notifications for each authorization
- 24-hour service by BORICA card center
- Possibility to use own funds exceeding the credit limit
- Possibility to issue additional cards for relatives or children above the age of 14.
Necessary documents
- A request for issuing a credit card to natural persons
- Card-holder’s ID card (in case of application at BACB branch office )
If documented income evidence is required:
- A certificate by the employer, regarding the monthly salary (on Bank’s template)
- Persons, who assume management positions, yet are not owners/co-owners of their employer companies, must submit their management contracts to serve as proof of income
- • Persons, who assume management positions and are owners/co-owners of their employer companies, must submit their management contract along with the latest certified tax return to serve as proof of profit of the company they manage / represent
- In case of non-employment income – a copy of the tax return, service contracts, management contracts, contracts, evidencing rental income, etc.
- A certificate, under art. 87, para. 6 of the Tax and Social Security Procedure Code – for credit limits, exceeding BGN 10 000 (related to the debtor and the owner of the collateral)
- BACB Deposit/s contract/s, which shall serve as collaterals of the credit limit (in case of pledges of a financial asset)
- Other documents, requested by BACB at its discretion
