A standard fixed-term deposit adds profitability to your savings. The profitability depends on the amount, term and currency you deposit.
Term:
1, 3, 6, 12, 24 months
Currency:
BGN, EUR, USD
Minimum balance:
500 BGN, EUR, USD
Interest rates:
| Terms of deposit | BGN | EUR | USD |
| 1 month | 0.30% | 0.30% | 0.40% |
| 3 months | 0.60% | 0.60% | 0.80% |
| 6 months | 0.70% | 0.70% | 1.00% |
| 12 months | 0.80% | 0.80% | 1.50% |
| 24 months | 1.00% | 1.00% | 1.80% |
Interest accrual
On maturity date
Deposits
Deposits may be made on maturity date. Depositing money on other dates is considered deposit termination and conditions for terminations are applied as described below.
Withdrawals
Withdrawals may be made on maturity date. Withdrawals on other dates is considered deposit termination and conditions for terminations are applied as described below.
On maturity
On the maturity date, the deposit is automatically renewed for the same term. The interest rate applicable as of the date of renewal is applied for the respective term and currency.
Termination
In case of termination before the set term, the interest rate applied is that valid for current accounts in the currency of the deposit for the actual number of days.
Fees
Cash transactions on maturity are commission-free. The replenishment of the deposit is also free of charge. All other deposit-related operations comply with the List of terms and conditions of BACB.
Open a deposit
Open your deposit in any BACB office or through the Remote banking BACB Online/BACB Mobile
