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A standard fixed-term deposit adds profitability to your savings. The profitability depends on the amount, term and currency you deposit.

Term: 

1, 3, 6, 12, 24  months

Currency:  

BGN, EUR, USD

Minimum balance: 

500 BGN, EUR, USD

Interest rates:

Terms of deposit BGN EUR USD
1 month 0.01% 0.01% 0.01%
3 months 0.05% 0.05% 0.05%
6 months 0.10% 0.10% 0.10%
12 months 0.15% 0.15% 0.25%
24 months 0.15% 0.15% 0.30%

Interest accrual

On maturity date

Deposits 

Deposits may be made on maturity date. Depositing money on other dates is considered deposit termination and conditions for terminations are applied as described below.

Withdrawals

Withdrawals may be made on maturity date. Withdrawals on other dates is considered deposit termination and conditions for terminations are applied as described below.

On maturity

On the maturity date, the deposit is automatically renewed for the same term. The interest rate applicable as of the date of renewal is applied for the respective term and currency.

Termination

In case of termination before the set term, the interest rate applied is that valid for current accounts in the currency of the deposit for the actual number of days.

Fees  

Cash transactions on maturity are commission-free. The replenishment of the deposit is also free of charge. All other deposit-related operations comply with the List of terms and conditions of BACB.

Open a deposit

Open your deposit in any BACB office or through the Virtual Bank BACB Plus

The deposits and the accounts of individuals, opened with BACB, shall be guaranteed as per the regulations of the Law on Bank Deposit Guarantee.