Transfers through BISERA
Through the payment system BISERA, the Bank's customers can receive the following types of transfers:
Instant SEPA credit transfers
Processing Incoming Instant Sepa credit transfers: 24*7*365, to current accounts in national currency , current accounts in foreign currency, savings accounts, accounts servicing loans/credit cards initiated from bank account opened in Payment Service Provider participating in the instant Programme of the National Card and Payment Scheme part of BORICA AD and Sepa Credit Inst scheme . Customer account is credited immediately with value date of the incoming instant transfer. For incoming instant transfers to an account in foreign currency the applicable FX rate of the Bank at the time of processing is applied.
Bulk payments in national currency (Payment orders for credit transfer and Payment orders received from the budget accounts)
- Receipt: from 0:00 a.m. to 8:00 p.m. on business days to any account, including foreign currency accounts*. Funds are available in the recipient's account upon their receipt. The payment is credited to the account with the value day of the payment received
- Maximum amount; EUR 500 000 000
Intra-bank transfers
Transfer between accounts held within the Bank, including to accounts in foreign currency*. Funds are available in the recipient's account when the transfer is executed.
Fees and commissions
Fees and commissions are in accordance with the Bank's List for Terms and Conditions.
*In case of foreign currency conversion the amount of the transfer is converted at the Bank's exchange rate applicable at the time when the transaction is executed.
