Overdraft Secured with Pledge of Financial Asset

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  • SIMPLIFIED application procedure
  • NO solvency assessment
  • NO age restrictions
  • Draw out and repay the principal at your convenience
  • Interest will be accrued only on the utilized amount and only for the period of utilization

Annual interest rates

2,50%

but not less than the interest on the deposit + 1.5 b.p.

The annual interest rate is variable, based on 6-month EURIBOR for EUR plus a fixed margin. As of January 01, 2026, the applied value of 6-month EURIBOR is 0.378

Currency

EUR

Maximum amount

up to 100 000 EUR and up to 90% of the deposit

Maximum Term

Up to 3 years (36 months)

Collateral: 

Pledge of financial asset (deposit)

Repayment

  • Principal– the utilized credit limit is automatally paid by all amounts received on the  current account
  • Interest – monthly

Fees and commissions

  • NO application fee
  • NO early repayment charge

Documents