Transfers through BISERA6:
Through the national payment system BISERA6, the Bank's customers can order the following types of BGN transfers:
Instant BGN transfers Blink
- Execution: 24*7*365 from current accounts in BGN, current accounts in foreign currency, savings accounts to bank accounts opened in Payment Service Provider participating in the Blink Programme of the National Card and Payment Scheme part of BORICA AD.
For outgoing instant transfers Blink from foreign currency account, the FX rate of the Bank at the time of processing is applied. Initiation of outgoing instant payments Blink is possible only from the electronic channels of the Bank. - Limits:
- single Blink payment – up to 10 000 BGN
- daily limit – up to 10 000 BGN
Bulk payments in BGN (Payment orders for credit transfer and Payment orders to the budget accounts)
- Execution: from 0:00 to 20:00 on business days
- Payment Orders can be received at the Bank's offices - orders accepted by 3.00 p.m. are executed on the same business day. Orders accepted after 3:00 p.m. are executed on the next business day.
- Payment Orders can be received through remote banking channel - orders sent from 0:00 a.m. to 5:45 p.m. on a business day shall be executed on the same business day. Orders accepted outside this interval shall be executed on the next business day
- Maximum amount:
- at the Bank's office – without limit
- through remote banking channels – BGN 19,999,999.99
Transfers through RINGS
- Execution: from 8:00am to 4:00pm on bank’s business days
- Payment Orders can be received at the Bank's offices - by 4:30 p.m. during the Bank's working hours for customers. Orders accepted after 4:30 p.m. are executed on the next business day
- Payment Orders can be received through remote banking channel - from 0:00 a.m. to 3:00 p.m.
- The funds shall be available to the recipient at the latest within 1 hour from the acceptance of the order
- Amount:
- through remote banking channels - obligatory for transfer exceeding BGN 19,999,999.99
- at the request of the ordering party, regardless of the amount
Intra-bank transfers
They are ordered to another account in the Bank and processed according to the following schedule
- at the Bank's office - within the Bank's working hours for customers
- through remote banking channels - orders sent from 0:00 a.m. to 5:45 p.m. on a bank business day shall be executed on the same business day. Orders accepted outside this interval shall be executed on the next business day
Fees and commissions
Fees and commissions are in accordance with the Bank's List for Terms and Conditions.
*When ordering a BGN transfer from a foreign currency account, the amount of the transfer shall be converted at the Bank's exchange rate applicable at the time when the transaction is executed.
