You want to expand your business by purchasing your own premise?
You want to improve your business facilities?
You want to reduce your maintenance costs?
You want to create more efficient working conditions?
Loan purpose
Purchasing, construction or renovation of business / industrial premises.
Own participation
25% of the investment, excluding VAT.
Borrowers
Designed for legal entities, sole proprietors, freelancers and private agricultural producers.
Currency
BGN; EUR
Amount
- Minimum amount: 50 000 BGN (the equivalent in foreign currency)
- Maximum of 750 000 BGN (the equivalent in foreign currency)
Term
Up to 84 months.
Interest rate:
LEONIA Plus / EURIBOR + margin depending on the loan risk.
Repayment:
Monthly annuity instalments, decreasing principal instalments or according to an individual repayment plan, consistent with actual cash flow of the borrower
Collateral
- Mortgage on property, including the right of construction and / or land, insured in favor of BACB
- If the collateral is pledge of deposit, the loan amount should not exceed 95% (of the deposit amount)
- If necessary, BACB may require additional collateral or guarantors
Fees and commissions
According to the BACB List of fees and commissions applicable to legal entities
