NO application fee
Good things come in small percentages!
Annual interest rate
The interest rate on the loan starts at 3.95%
and depends on the insurable earnings of the applicants, the salary transfer to a BACB account and the use of a credit card / opening an IT’S ALL GOOD deposit.
By concluding a SECURED Instalment Insurance, BACB offers a further 0.50% discount off the interest rate.
The annual interest rate is variable, based on Base Interest Rate (BIR) for BGN plus a fixed margin. As of 01.01.2022, the applied value of BIR is 0.0 /zero/.