NO application fee
Discount on the solvency assessment and approved fee for refinancing loans from other banks and financial institutions
Annual interest rate
The interest rate on the loan starts at 4.85%
and depends on the insurable earnings of the applicants, transfer of salary to a bank account and use of a credit card/ opening IT'S ALL GOOD Deposit.
If you conclude a SECURED Instalment Insurance, BACB offers a further 0.50% discount on the interest rate.
The annual interest rate is variable, based on Base Interest Rate (BIR) for BGN plus a fixed margin. As of 01.01.2023, the applied value of BIR is 0.0 /zero/.