NO application fee
Annual interest rate
The interest rate on the loan starts at 4.35%
and depends on the insurable earnings of the applicants, transfer of salary to a bank account and use of a credit card / opening an IT’S ALL GOOD deposit.
If you conclude a SECURED Instalment Insurance, BACB offers a further 0.50% discount on the interest rate.
The annual interest rate is variable, based on Base Interest Rate (BIR) for BGN plus a fixed margin. As of 01.07.2022, the applied value of BIR is 0.0 /zero/.